Financial Tools

We are CPAs...accountable to you.

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.

Financial Calculators

Find out how much interest you can save by increasing your monthly auto loan payment.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Should you lease your next automobile or finance it? Find out with this calculator!
Find out how many and what price you must sell your product at to make a profit.
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
Should you lease your equipment or finance it? Find out with this calculator!
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Use this calculator to determine your payment or loan amount for different payment frequencies.
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Should you consolidate your debt? Use this calculator to find out.
What will my monthly payments be for an interest only equity line of credit?
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
How big of a home equity line of credit can you receive? Use this calculator to find out!
Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
This calculator helps determine your loan or credit line payment.
This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Use this calculator as your first step in determining your ability to qualify for a loan.
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Balance your checkbook with this quick and easy calculator.
How is your credit? Use this calculator for a quick assessment!
Analyze your budget, see where your money goes and find out where you can improve!
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement..
Use this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement.
Use this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account.
Spending your IRA before your retire can be a costly decision. See how taking your out IRA early could cost you thousands of dollars both in taxes and lost earnings.
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement.
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Starting in 2006, you may have the option to contribute to Roth account. Use this calculator to help determine which retirement plan option might be best for you.
Use this calculator to determine which 401(k) contribution type might be right for you.
Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Use this calculator to determine which IRA may be right for you.
Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
Use this calculator to help you determine the impact of changing your payroll deductions.
Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Use this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay.
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Determine the gross paycheck needed to provide a required net amount.
Use this calculator to help you determine the impact of changing your payroll deductions.
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the current tax year.
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.